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Cash and Banking Services

At LPL Financial we understand that the wealth management and financial planning products and services must encompass the full range of client needs. We offer a broad selection of cash management and banking services, making it easy for you to help manage client cash management and liquidity needs.

Cash Management

The Premier Cash Management program combines an investment account with convenient cash management services including:

  • Unlimited check writing
  • VISA Platinum debit card
  • Direct deposit
  • Comprehensive record keeping
  • Online bill payment

Collateralized Lending

LPL Financial has partnered with Nationwide Bank (NWB) to offer Consumer Lines of Credit for advisor referral to their clients. The Smart Credit Line of Credit program is available solely for consumer purposes and will be collateralized by the securities on deposit in brokerage and advisory account types at LPL Financial.

  • The program offers attractive rates, which may be lower than standard bank loan rates
  • There are no fees for opening, drawing on or paying off the account

Credit Cards

LPL Financial provides clients with access to an exclusive credit card and comprehensive rewards program. LPL Financial offers a program with unique features and benefits. The credit card program ensures clients have access to the finest products for their day-to-day spending needs, backed by consistent, top-quality service.